La Costa Condos and Lender Approvals

lender approvals
Mountain View Town Homes

La Costa condos have recently been a problem for Carlsbad Realtors and their buyers–especially when it comes to financing. Lender approvals can sometimes be tough if no VA or FHA financing is available.

During the Great Recession, many home owner associations let their FHA and VA approvals expire–perhaps because some of the offers on these condominiums were for cash–or for whatever reason.  La Costa Sea Point Tennis Club, for example, let their FHA Approval expire in 2012 and we are set for the struggle to regain approvals.

If only these HOA’s, their unwitting officers and management companies had known the problems they would be causing for their homeowners as well as property values, because markets DO recover.

This has been a nagging problem for our company, which specializes in Carlsbad and La Costa real estate.

We recently had a wonderful client who wished to refinance his gorgeous and luxurious La Costa condo at Mountain View Town Homes with his well-earned VA eligibility. Unfortunately, the HOA had let their VA approval expire. Were it not for the tireless efforts of Jenny Nguyen with WJ Bradley Financial Services, this would never have been possible. This mortgage professional never let up and last week we all received word that VA approval had been granted for all the luxury town homes at the small Mountain View development located just off the La Costa Golf Course on Romeria Street. If you are interested in getting pre-approved for a home or condo purchase anywhere in San Diego, give Jenny a call at either 858-799-0747 or 858-877-8008.

To search for all La Costa condos for sale, just browse below. Newest listings will always appear first, so check back frequently and give us a call if you have any questions: Roberta (760) 942-9100 or Scott Murphy (760) 613-6190 or email:

Roberta Murphy

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