Homes Prices: A Qualifying Problem

There’s this little qualifying problem with home prices in Carlsbad, La Costa, Encinitas–and San Diego as a whole: Finding mortgage-qualified buyers Home prices all over are on the rise (albeit more slowly these days)—fueled by the low supply, low mortgage rates and investor buying—the number of Americans that own homes, as a percentage of the

Should I Buy with Cash?

Until recently, many of our La Costa, Carlsbad and Encinitas home buyers were acquiring real estate with cash. Money was being moved from securities, savings and the sale of other real estate holdings into what many consider to be “blue chip” real estate investments. According to Market Watch and on a national level, 43% of homebuyers